It is important to consider risk insurance to ensure any debt you may have can be repaid and not have to be passed on to your family.
At Pinnacle Financial Planning, we evaluate your needs with regard to risk and formulate a strategy to ensure you are adequately covered via Life, Total and Permanent Disability, Trauma and/or Income Protection Insurance.
We have a qualified Risk Insurance Adviser that can assess your personal situation and recommend policies that best suit your needs. We can also review any current policies you may have to ensure they continue to provide an adequate level of cover.
Life insurance can be either purchased as permanent or temporary insurance. Insuring your own life ensures you leave adequate resources for your family and dependants.
The ability to earn an income is the most valuable asset for many people. Income protection policies can replace up to 75% of your gross income if you’re unable to work due to sickness or injury.
If you would like to discuss wealth protection strategies to ensure you are adequately covered, contact Pinnacle Financial Planning to make an appointment with our qualified Risk Insurance Adviser.
Reach out to us today and get a complimentary consultation.