The truth is, most of us avoid thinking about our own future aged care needs, delaying our decisions until perhaps they’re taken out of our hands.
Life expectancies are increasing. This means not only might we expect to live longer than our parents and grandparents, but we might also expect longer and more active retirements. However, this does not remove the possibility that we may need help with daily living and medical care in our older years.
If we reach a point when we are increasingly vulnerable, we don’t want to be left unprepared.
Planning for our retirement, as we dream of travel, cruise ships and caravans as well as more time playing with the grandkids, can be quite enjoyable. Perhaps that’s why we put off planning for our aged care needs – it’s not as much fun to think ahead to a time when we might need more support.
But with the right advice, planning ahead offers many benefits and can be easier than you think. Benefits may include:
Don’t leave your planning too late. We have helped many of our clients to start the planning process and often discuss when and how to bring your family into this process.
If you’re ready to start the conversation, call us on 03 5820 9100 and let us work with you to create a plan for all of your retirement.
When considering a transition into Aged Care, you should first consider talking to either Linda Meates or Ainslie Boylan. Both have the personal touch when it comes to understanding what a stressful time this can be in one’s life.
For personal advice with professional expertise, contact Pinnacle Financial Planning.
We offer you a full range of financial planning and investment services, including:
Reach out to us today and get a complimentary consultation.